£956,500 Commercial Warehouse Bridging Loan Completed in Under 6 Weeks
A buyer needed to fund the purchase of a £1.4m commercial warehouse in Newcastle without losing the deal to a slipping timeline. A2Z arranged a £956,500 bridging loan at 70% LTV and drove it from enquiry to completion in under six weeks — comfortably ahead of the purchase deadline.
Deal Snapshot
The Client Scenario
Our client was purchasing a commercial warehouse in Newcastle valued at £1.4m and needed funding in place to complete the acquisition on schedule. The opportunity was straightforward on paper — a strong asset, a committed buyer, and a clear deadline to exchange and complete.
The challenge with any commercial purchase is simple: the deal is only as good as the certainty behind the money. A purchase timeline does not wait for slow underwriting, and a warehouse acquisition of this size needed a lender comfortable with the asset class and a broker who could keep every party moving in step.
The client needed a facility that funded 70% of the value — £956,500 — on terms that matched a 12-month hold, with a repayment structure that kept early cash flow light. Above all, they needed it done before the purchase deadline, with no surprises late in the process.
Why a Clean Deal Still Needs Tight Execution
This was a well-presented case with no adverse complications — but a £956,500 commercial purchase against a deadline leaves no room for a loose process. A "simple" deal becomes a problem the moment one party falls out of step.
On a commercial warehouse of this value, the risks sit in execution, not the headline numbers:
The Solution
We treated a clean case the way it deserves to be treated — with pace and control. The case was matched to a lender with genuine appetite for commercial warehouse security, packaged for fast underwriting, and driven to completion in under six weeks.
We secured a £956,500 unregulated bridging facility at 70% LTV over a 12-month term at 0.92% per month, structured as six months' interest retained followed by six months serviced — keeping the client's cash flow light through the early part of the hold.
Got a commercial property purchase to fund?
Warehouse, industrial unit, or mixed-use — with a deadline in play, we structure the bridge correctly from day one and complete at pace.
A2Z Bridging Ltd is authorised and regulated by the Financial Conduct Authority · FRN 808769
The Outcome
Buying a Commercial Property Against the Clock?
Warehouse, industrial, or mixed-use — if there's a deadline, we'll structure the bridge properly and get it completed.
A2Z Bridging Ltd · Authorised & Regulated by the FCA · FRN 808769 · We are a broker, not a lender.
Frequently Asked Questions
Yes. A commercial bridging loan is well suited to funding a property purchase quickly — exactly as on this case, where we arranged £956,500 at 70% LTV to acquire a £1.4m Newcastle warehouse. The key is matching the deal to a lender comfortable with the asset class and driving the process to the purchase deadline.
It depends on the valuation and legals, but a well-packaged case moves quickly. On this purchase we completed in under six weeks — comfortably ahead of the deadline. Speed comes from presenting the case cleanly up front and keeping the valuer, solicitors and lender aligned throughout.
It's a hybrid repayment structure. For the first six months the interest is retained — held back from the loan so there's nothing to pay monthly — and for the remaining six months it's serviced, paid each month as you go. On this 12-month facility it kept the client's cash flow light through the early part of the hold.
It varies by lender and asset, but 70% LTV — as achieved here — is a strong outcome on a commercial warehouse purchase. The available LTV depends on the valuation, the strength of the asset, the borrower profile and the exit. We structure each case to the lender most likely to support the level you need.