Case Study 1

Auction Finance for a Time-Sensitive Purchase

This auction finance case study UK highlights how A2Z Bridging structured a £750,000 bridging loan to secure a £1,000,000 property within a strict 28-day completion deadline. Because auction purchases require fast decisions and clear exit strategies, our team worked closely with specialist lenders to deliver funding efficiently and competitively.

Client Information

Client

Mr. Singh, an experienced real estate investor

Location of Property

500 Great West Road, London, TW5 0TE

Opportunity

Secure a £1,000,000 property at auction for renovation and resale

Challenge

Tight auction deadlines, completion within 28 days). Client has invested in several other projects hence the cash tied up and auction Finance is required.

What Was Needed?

Loan Type

Bridging loan (Auction Finance)

Security Type

Residential house

Purpose of Loan

Purchase and renovation

Loan Amount Required

£750,000

Maximum LTV Achieved

75%

Auction finance case study UK
Bridging loan auction purchase UK

Solution Breakdown

We provided Mr. Singh with a tailored bridging loan solution to meet his specific requirements. Here’s how we helped:

Key Details of the Loan

Loan Type

Bridging loan (Auction Finance)

Loan Amount

£750,000

Term

12 months

Rate

0.75% per month

Given the tight auction deadline, speed of underwriting was critical. Therefore, we presented the case to lenders experienced in auction finance transactions who could assess the deal quickly. The property had strong resale potential following renovation, supporting a clear and viable exit strategy.

As a result, we secured competitive monthly interest terms and achieved 75% loan-to-value, allowing the client to proceed confidently while preserving capital for other projects.

Repayment Plan(Exit strategy)

Sale of the renovated property

Property Details

Address of Security

500 Great West Road, London, TW5 0TE

Description

3-bedroom Semi- Detached house

Purchase Price

£1,000,000

Current Value

£1,000,000

Charge

1st charge only on the security property.

Property renovation funded by bridging loan

Need Auction Finance for a Property Purchase?

If you are purchasing at auction and require fast, structured funding, speak to our bridging finance specialists UK investors trust. We regularly complete auction finance transactions within strict deadlines and can assess your case quickly.

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